Sector: SME finance & Supply Chain

Activity: Digital lending platform for trade and supply chain

Founders: Dimitri Kouchnirenko, Morgan Terigi

Offices: Singapore, Hong Kong

Key markets: Asia


With offices in Singapore and Hong Kong, Incomlend is a Singapore-headquartered global invoice exchange where companies from different countries can fund their export receivables by selling them to private investors at a discount. The platform trades in multiple currencies (USD, EUR, SGD, and HKD) and offers an integrated digital receivables discounting solution to both suppliers and buyers across its global supply chain, dynamic discounting and factoring products. Investors’ capital is protected against debtors’ credit risk by world leading credit insurers.

About the Founders

Dimitri Kouchnirenko is Co-founder and Director of Incomlend. He has a long-standing commercial and banking experience of more than 18 years. Columbia Business School and HEC Paris graduated, Dimitri worked in EU, CEE and Asia for big names like L’Oréal, Capgemini and BNP Paribas, where he spent 10 years, including 5 years in Trade Finance in Singapore. Throughout his executive career, Dimitri has successfully introduced new brands to the market and created new business franchises that had later on transformed into multi-million dollar businesses.

Morgan Terigi is Co-founder and Director of Incomlend. He has 18 years of entrepreneurial experience. With a Mechanical Engineering background and HEC Paris Graduated, Morgan has spent over 15 years organizing and operating import export trades in Asia through various companies that he created. Throughout his business activities, Morgan has covered various types of trades and has also covered manufacturing, creating financially strong and successful trading SMEs.


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